THE ROLES OF FINANCIAL SELF EFFICACY AND MENTAL ACCOUNTING IN INCREASING FINANCIAL MOTIVATION AND BEHAVIOR

Authors

  • Wirawan ED Radianto Universitas Ciputra Surabaya, Indonesia
  • Tommy Christian Efrata Universitas Ciputra Surabaya, Indonesia
  • Liliana Dewi Universitas Ciputra Surabaya, Indonesia
  • Laij Victor Effendi Universitas Ciputra Surabaya, Indonesia
  • Ika Raharja Salim Universitas Ciputra Surabaya, Indonesia

DOI:

https://doi.org/10.29040/ijebar.v6i3.6476

Abstract

The aim of this research is to test the influence of mental accounting and motivation to financial behavior and test financial self-efficacy in mediating the relationship between mental accounting and financial behavior. This research uses survey method by sending questionnaires to young entrepreneurs starting a business. The result of the research shows that mental accounting, financial self-efficacy, and motivation influence financial behavior. This research discovers that a person’s confidence in their ability in managing finance depend on mental accounting mindset. Financial self-efficacy is also an important variable for encouraging the increasing of a person’s ability in planning and managing finance.

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Published

2022-09-30

How to Cite

Radianto, W. E., Efrata, T. C., Dewi, L., Effendi, L. V., & Salim, I. R. (2022). THE ROLES OF FINANCIAL SELF EFFICACY AND MENTAL ACCOUNTING IN INCREASING FINANCIAL MOTIVATION AND BEHAVIOR. International Journal of Economics, Business and Accounting Research (IJEBAR), 6(3), 2248–2255. https://doi.org/10.29040/ijebar.v6i3.6476

Issue

Vol. 6 No. 3 (2022): IJEBAR, Vol. 6 Issue 3, September 2022

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