Eugenius Tejo Sukmojati Kristianto,
Sekolah Ekonomi dan Bisnis, Universitas Telkom, Jawa Barat, Indonesia,
Indonesia
Adi Santoso,
Center of Excellence for Economics of Advanced Digital Technology, Research Institute for Intelligent Business & Sustainable Economy, Universitas Telkom, Indonesia,
Indonesia
Mariah Rabiatul Qibtiyah,
Universitas Widyatma, Fakultas Ekonomi dan Bisnis, Indonesia,
Indonesia