Macro Economy Effect On Islamic Banking Profitability In Indonesia

Authors

  • Iin Emy Prastiwi ITB AAS INDONESIA SURAKARTA, Indonesia

DOI:

https://doi.org/10.29040/jiei.v8i3.6232

Keywords:

Macro Economy, Inflation, BI rate, Exchange Rate, Profitability

Abstract

This research is interesting to know the effect of macroeconomic conditions (BI Rate, Exchange Rate and inflation) on the profitability of Indonesian Islamic banking. The population in this study is the financial statements of Indonesian Islamic banking, the sample is the data in 2014-2018. The sampling technique using purposive sampling. This research resulted that indicate inflation does not affect the profitability of Indonesian Islamic banking. While an exchange rate has a positive significant effect on Islamic banking. While the BI Rate has negative significant effect on profitability.

References

Aldian Syah, T. (2018). Pengaruh inflasi, BI_Rate, NPF, dan BOPO terhadap profitabilitas bank umum syariah di indonesia. Jurnal Ekonomi Islam, 6(1), 133–153. https://doi.org/DOI: 10.24090/ej.v6i1.2051

Bank Indonesia. (2004). Surat Edaran Bank Indonesia no 06/23/DPNP tanggal 31 Mei 2004 tentang Sistem Penilaian Tingkat Kesehatan Bank Umum dan lampirannya. https://www.bi.go.id/id/peraturan/perbankan/pages/ketentuan perbankan.aspx

Bikker, J. A., & Vervliet, T. M. (2018). Bank profitability and risk †taking under low interest rates. https://doi.org/10.1002/ijfe.1595

Borio, C., Gambacorta, L., & Hofmann, B. (2015). The influence of monetary policy on bank profitability (Issue 514). https://www.bis.org/publ/work514.pdf

Budiyono. (2017). Factors Affecting Banking Profitability in Indonesia (Studies at Bank BRI, Bank BNI, and BankBTN). International Journal of Economics, Business and Accounting Research (IJEBAR)., 1(1), 1–11. https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/view/169

Dendawijaya, L. (2009). Manajemen Perbankan. Ghalia Indonesia.

Dinar. (2015). Kala Rupiah Melemah Untungkan Bank Syariah. https://m.dream.co.id/dinar/kala-rupiah-melemah-untungkan -bank-syariah-150907d.html

Dwijayanthy, F., & Naomi, P. (2009). Analisis Pengaruh Inflasi, BI Rate, dan Nilai Tukar Mata Uang terhadap Profitabilitas Bank Periode 2003-2007. Jurnal Karisma, 3(2), 87–98. https://www.researchgate.net/publication/267364463_Analisis_Pengaruh_Inflasi_BI_Rate_dan_Nilai_Tukar_Mata_Uang_terhadap_Profitabilitas_Bank_Periode_2003-2007_Analysis_of_Effect_of_Inflation_BI_Rate_and_Exchange_Rate_on_Bank_Profitability_Period_2003-2

He, L. T., Fayman, A., & Casey, K. M. (2014). Bank Profitability : The Impact of Foreign Currency Fluctuations. 98 Journal of Applied Business and Economics, 16(2), 98–104. http://www.na-businesspress.com/JABE/CaseyKM_Web16_2_.pdf

Indonesia, B. (n.d.). BI 7-day (Reverse) Repo Rate. Bank Indonesia. https://www.bi.go.id/id/moneter/bi-7day-RR/penjelasan/Contents/Default.aspx

Liembono, R. (2014). Analisis Fundamental. BEI5000.

Malik, M. F., Khan, S., Khan, M. I., & Khan, F. (2014). Interest Rate and Its Effect on Bank ’ s Profitability. Journal of Biological and Environmental Sciences, 4(8S), 225–229. https://www.textroad.com/pdf/JAEBS/J. Appl. Environ. Biol. Sci., 4(8S)225-229, 2014.pdf

Nuril Hidayati, A. (2014). Pengaruh Inflasi, BI Rate, dan Kurs Terhadap Profitabilitas Bank Syariah di Indonesia. Jurnal An Nisbah, 1(1). https://doi.org/DOI: 10.21274/an.2014.1.1.72-97

Pebruary, S., & Aziz Widya Irawan, S. (2017). ANALISA FAKTOR MAKRO EKONOMI TERHADAP RETURN ON ASSET PERBANKAN SYARIAH ( STUDI KASUS BANK MANDIRI SYARIAH ). Jurnal Investasi Islam, 2(1), 73–88. https://journal.iainlangsa.ac.id/index.php/jii/article/view/273

Siamat, D. (2005). Manajemen Lembaga Keuangan: Kebijakan Moneter dan Perbankan (1st ed.). Fakultas Ekonomi Universitas Indonesia.

Sodiq, A. (2014). Pengaruh variabel makro ekonomi terhadap profitabilitas bank syariah di indonesia periode 2009 - 2014. Jurnal Bisnis Dan Manajemen Islam, 3(2). https://journal.iainkudus.ac.id/index.php/Bisnis/article/view/1508/0

Sunyoto, D. (2013). Analisa Regresi dan Uji Hipotesis (1st ed.). PT. Buku Kita.

Tan, Y. A., & Floros, C. (2012). Bank profitability and inflation: The case of China. Journal of Economic Studies, 39(6), 675–696. https://doi.org/10.1108/01443581211274610

Tho’in, M., & Prastiwi, I. E. (2019). An Analysis the Rupiah Exchange Rates Effect Against the American Dollar and Inflation Against the Growth of Islamic Banking Mudharab Deposits in Indonesia. International Journal of Islamic Business and Economics, 3(1), 61–69. https://doi.org/https://doi.org/10.28918/ijibec.v3i1

Umar, M., Maijama, D., & Adamu, M. (2014). Conceptual exposition of the effect of inflation on bank performance. 3(5), 55–59. https://doi.org/10.11648/j.jwer.20140305.11

Wilko, B., De Haan, L., Hoeberichts, M., Van Oordt, M. R. ., & Swank, J. (2015). Bank profitability during recessions. In Journal of Banking & Finance. https://doi.org/10.1016/j.jbankfin.2012.05.011

Downloads

Published

02-11-2022

How to Cite

Prastiwi, I. E. (2022). Macro Economy Effect On Islamic Banking Profitability In Indonesia. Jurnal Ilmiah Ekonomi Islam, 8(3), 3394–3400. https://doi.org/10.29040/jiei.v8i3.6232

Citation Check

Similar Articles

<< < 2 3 4 5 6 7 8 9 10 11 > >> 

You may also start an advanced similarity search for this article.

Most read articles by the same author(s)

1 2 > >>