Pengaruh Inflasi Terhadap Pembiayaan Murabahah Pada Bank Umum Syariah di Masa Pandemi Covid 19

Authors

  • Nu’man Afif UIN Sunan Kalijaga, Indonesia
  • Slamet Haryono UIN Sunan Kalijaga, Indonesia

DOI:

https://doi.org/10.29040/jiei.v8i2.5774

Abstract

The purpose of this study was to determine the effect generated by rupiah exchange rate inflation and the impact of the COVID-19 pandemic on the amount of fees charged to murabahah transactions at Indonesian Sharia Commercial Banks. The population that has been determined is all Islamic banks that are established and operating in Indonesia. To facilitate data collection, the authors grouped the sample data into two categories. The first is related to Islamic banking statistics issued by the OJK, and the second is related to inflation published by Bank Indonesia. The type of research chosen in this study uses quantitative methods, in order to facilitate the process of data analysis, so that the data obtained can be accounted. The results show that inflation has a negative but not significant effect on murabahah financing and the corona virus has a positive and significant effect on murabahah financing.

References

Isretno, E. (2011). Pembiayaan mudharabah dalam sistem perbankan syariah. Cintya Press.

Jayanti, S. D., & DEKY, D. A. (2016). Pengaruh Inflasi dan BI Rate Terhadap Pembiayaan Usaha Mikro Kecil dan Menengah (Studi Kasus Pada Bank Umum Syariah). I-ECONOMICS: A Research Journal on Islamic Economics, 2(2), 86-105.

Karim, A. A. (2011). Bank Islam: analisis fiqih dan keuangan.

Karim, A. (2010). Ekonomi Makro islam edisi ke-3. Jakarta: Rajawali Pers.

Fauzan, M. (2017). Pengaruh Dana Pihak Ketiga Dan Modal Sendiri Terhadap Pembiayaan Murabahah. Jurnal Investasi Islam, 2(1), 1-20.

Sarip, S., Syarifudin, A., & Muaz, A. (2020). Dampak Covid-19 Terhadap Perekonomian Masyarakat Dan Pembangunan Desa. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah, 5(1), 10-20.

Sunaria, M. J. S., & Itsnaini, P. R. (2020). Dampak Covid-19 Terhadap Lembaga Keuangan Syariah (Perbankan Syariah. Iqtishodia: Jurnal Ekonomi Syariah, 5(1).

Sadono, S. (2011). Makroekonomi Teori Pengantar Edisi tiga. Raja grafindo Persada.

Sumadi, S. (2020). Menakar Dampak Fenomena Pandemi Covid-19 Terhadap Perbankan Syariah. Jurnal Hukum Ekonomi Syariah, 3(2), 145-162.

Wiroso, P. D. D. D. H. (2015). Usaha Bank Syariah. Jakarta: PT Grasindo.

Downloads

Published

06-07-2022

How to Cite

Afif, N., & Haryono, S. (2022). Pengaruh Inflasi Terhadap Pembiayaan Murabahah Pada Bank Umum Syariah di Masa Pandemi Covid 19. Jurnal Ilmiah Ekonomi Islam, 8(2), 1737–1743. https://doi.org/10.29040/jiei.v8i2.5774

Issue

Vol. 8 No. 2 (2022): JIEI : Vol. 8, No. 2, 2022

Section

Articles

Citation Check

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.