Analisis Manajemen Risiko Pada Pengelolaan Bisnis Perumahan Syariah Al Mumtaz Residence Banjarmasin

Abstract

This research was motivated by the existence of a sharia housing located in the city of Banjarmasin with the slogan "No Riba, No Interest" which was then carried out by the marketing party of Al Mumtaz Residence Syariah Housing so far only to people who already understand sharia and are interested in using or consuming the sharia product. The purpose of this study is to find out what risks exist, how to measure and then manage the strategy carried out by Al Mumtaz Residence Syariah Housing. This research uses a type of field research with a qualitative descriptive approach because this research seeks to reveal something as it is. The data collection techniques used were observation, interviews, literature study and documentation. The results show that the risk management at Al-Mumtaz Residence consists of credit, market, liquidity, operational and marketing risks, the benchmarks used are measuring, analyzing, and evaluating in the evaluation. The measurement of risk management is of course based on the process of measuring or assessing risk and developing its management strategy. The existing risk management is by using effective risk management at the beginning. Keyword : risk, management, No Riba, strategy