Analisis Pengaruh Pendidikan, Sosial, dan Pengetahuan Terhadap Minat Masyarakat Menabung di Bank Syariah (Studi Kasus di Desa Jatikuwung Gondangrejo Karanganyar)

Authors

  • Umi Hani'in Fakultas Ekonomi, Institut Teknologi Bisnis AAS Indonesia, Indonesia
  • Fitri Ernawati Fakultas Ekonomi, Institut Teknologi Bisnis AAS Indonesia, Indonesia
  • Iin Emy Prastiwi Fakultas Ekonomi, Institut Teknologi Bisnis AAS Indonesia, Indonesia
  • A Haris Romdhoni Fakultas Ekonomi, Institut Teknologi Bisnis AAS Indonesia, Indonesia

DOI:

https://doi.org/10.29040/jie.v5i2.3714

Abstract

This study was conducted to examine whether there is a significant influence on education, social factors and knowledge on people's interest in saving at Islamic banks in Banyubiru, Jatikuwung Village, Gondangrejo Karanganyar. This study aims to determine and analyze education, social factors and knowledge of interest in saving in Islamic banks. The research method used in this study is quantitative with primary data sources originating from the distribution of questionnaires in the Banyubiru Jatikuwung Gondangrejo Karanganyar hamlet community. The sampling technique is by using the slove in formula. Data analysis methods in the form of Validity Test, Reliability Test, Classical Assumption Test, Multiple Linear Regression Test, F Test, t Test and Determination Test. The results of this study using the t test (partial test) showed that the knowledge variable had no significant effect on the interest in saving in Islamic banks while the education variable and social factors had a significant effect on the interest in saving in Islamic banks. The results of the F-test (simultaneous test) show that the variables of education, social factors, and knowledge have a significant influence on interest in saving in Islamic banks bank. Judging from the Adjusted R-square value of the education variable, social and knowledge factors affect the interest in saving in Islamic banks by 57%. Keywords : Interest, education, social factors and knowledge

References

Aini N, et.al. 2019. Pengaruh Pengetahuan Dan Pemahaman Investasi, Modal Minimum Investasi, Return, Risiko Dan Motivasi Investasi Terhadap Minat Mahasiswa Berinvestasi Di Pasar Modal (Studi Pada Mahasiswa Fakultas Ekonomi Dan Bisnis Kota Malang). Jurnal Ilmiah Riset Akuntansi. Vol 8 (5).

Akhmad D, et.al. 2019. Pengetahuan Investasi, Motivasi Investasi, Literasi Keuangan Dan Lingkungan Keluarga Pengaruhnya Terhadap Minat Investasi Di Pasar Modal. Jurnal Ilmiah Akuntansi dan Keuangan. Vol 8 (2), 44-56.

Budiyono, Muhammad Tho'in, Dewi Muliasari, and Serly Andini Restu Putri. "An analysis of customer satisfaction levels in islamic banks based on marketing mix as a measurement tool." Annals of the Romanian Society for Cell Biology (2021): 2004-2012.

Crow. i1990. iPengertian ipendidikan. iBandung: iBumi iAksara

Djaali. 2012. Psikologi Pendidikan. Jakarta : PT Bumi Aksara.

Drucker. 1993. Post-Capitalist Society. New York: Harper Business.

Gibson, iJames iL. iEt ial. i1996. iOrganisasi: iPerilaku, iStruktur, iProses. iDiterjemahkan ioleh iNinuk iAdriani. iJakarta: iBinarupa iAksara

Hasbullah. i1999. iSejarah ipendidikan iislam iDi iIndonesia. iCet. iKe-3 iRajagrafindo iPersada i: iJakarta

Hasbullah. i2001. iDasar-Dasar iIlmu iPendidikan. iJakarta: iPT iRaja iGrafindo iPersada

Hasibuan, iMalayu iS.P. i2007, iManajemen iSumber iDaya iManusia iPerusahaan, iBandung i: iPT iBumi iAksa

Huda, Miftahul. 2017. Model-model Pengajaraan dan Pembelajaran. Yogyakarta: Pustaka Belajar

Kusuma, I. L., Dewi, M. W., & Tho’in, M. (2021). Analysis of the effect of human resources competency, utilization of technological information, and internal control systems on the value of financial reporting information. Annals of the Romanian Society for Cell Biology, 14628-14638.

Kristiyanti, L. M. S. (2021). The implementation of good corporate governance, village apparatus performance, organizational culture, andits effects against village fund management accountability (Case study of Tulung District, Klaten Regency). Annals of the Romanian Society for Cell Biology, 1985-1996.

Maghfiroq, Syaidatul. 2018. Pengaruh religuitas, pendapatan dan lingkungan sosial terhadap minat menabung di bank syariah. Jurnal pendidikan dan ekonomi. Vol 7 no 3.

Mappiare, iAndi. i1997. iPsikologi iRemaja. iSurabaya: iUsaha iNasional.

Muhammad. 2005. Manajemen Bank Syariah, edissi revisi, Yogyakarta: Unit Penerbit danPercetakan (UPP) AMP YKPN

Munandar Jepri & Onsardi. 2021. Analisis Faktor-Faktor Yang Mempengaruhi Minat Nasabah Menabung Di Bank Sumsel Babel Kcp Tanjung Sakti. Jurnal Entrepeneur dan Manajemen Sains. Vol 2 (1)

Notoatmodjo, iSoekidjo. i2010. iMetodologi iPenelitian iKesehatan. iJakarta i: iRineka iCipta

Prastiwi I. 2021. Analysis of the Influence of Religiosity, Environment, and Reputation Factors on custumer Decisions on saving AT KSPPS BMT Amanah Ummah. International Journal of Economies, Business and Accounting Research (Ijebar). Page. 216

Prastiwi, I. E., & Anik, A. (2020). The impact of credit diversification on credit risk and performance of Indonesian banks. Global Review of Islamic Economics and Business, 8(1), 013-021.

Riski. 2014. Preferensi SantriPesantren Terhadap Bank Syariah Di KotaYogyakarta (Studi kasus Di Pondok Pesantren Nurul Ummah). UIN Sunan Kalijaga. Jurnal takzia islamic finance and business review, Vol 2 no 1.

Slameto. 1991. Belajar dan Faktor- faktor yang Mempengaruhinya. Jakarta: Rineka Cipta

Sopiah. 2008. perilaku organisasional. Yogyakarta : Andi Offset

Suryadi. 2018. Analisis faktor sosial, pribadi dan psikologis terhadap minat nasabah menabung di KSSPS BMT Baksara Asri Sejati. Lampung : Jurnal Ilmiah Keuangan dan Perbankan. Vol. 1 No. 1

Sutrisno, Edi. 2009. Manajemen Sumber Daya Manusia Edisi Pertama. Jakarta: Kencana Prenada Media Group

Undang – Undang No. 10 tahun 1998 tentang Bank umum dan Bank Syariah

Undang – Undang No. 7 tahun 1992 tentang Perbankan

Undang – Undang No. 7 tahun 1998 tentang Perbankan

Utami, W. B. (2021). Influence of Investment Decisions (PER), Policy of Dividend (DPR) and Interest Rate against Firm Value (PBV) at a Registered Manufacturing Company on Indonesia Stock Exchange in 2015-2018. Annals of the Romanian Society for Cell Biology, 1972-1984.

Downloads

Published

2021-11-08

How to Cite

Hani’in, U., Ernawati, F., Prastiwi, I. E., & Romdhoni, A. H. (2021). Analisis Pengaruh Pendidikan, Sosial, dan Pengetahuan Terhadap Minat Masyarakat Menabung di Bank Syariah (Studi Kasus di Desa Jatikuwung Gondangrejo Karanganyar). JURNAL ILMIAH EDUNOMIKA, 5(02), 1551–1557. https://doi.org/10.29040/jie.v5i2.3714

Citation Check