The Influence Of Fintech On The Development Of Islamic Financial Inclusion In Msmes In Tanak Awu Village

Authors

  • Ahadiah Agustina Universitas Muhammadiyah Mataram, Indonesia

DOI:

https://doi.org/10.29040/jiei.v9i2.8777

Keywords:

Keywords, Fintech, Islamic Finansial Inclusion, MSMEs

Abstract

line with this, Fintech has emerged as one of the impacts of increasingly modern technological developments, especially in terms of finance. Fintech is here to answer people's needs for the importance of convenience in every economic process that involves Islamic finance. Sharia-based fintech will further increase financial inclusion in MSMEs because financial management managed by sharia is in accordance with religious guidelines, so that it will have a good impact on MSME financial management. Good management will also have a good impact on increasing MSMEs so that it will increase economic stability in Indonesia. The purpose of this study was to determine fintech management (risk and investment management, market provisioning, and cashless society) on Islamic financial inclusion (financial knowledge, financial behavior, and financial attitude) in MSMEs in the city of Mataram. The research conducted includes the type of quantitative research. The population of this research is the MSME industry in Tanak Awu village by focusing on using archival data (archival method). This study uses descriptive analysis and classical assumption test. The plan in this study is to determine the simultaneous and partial effect of fintech variables (risk and investment management and market provisioning) on Islamic financial inclusion (knowledge of Islamic finance, financial behavior, and financial attitudes).

Author Biography

Ahadiah Agustina, Universitas Muhammadiyah Mataram

I teach at muhammadiyah university mataram, although the distance between places of teaching is far but lived with sincerity, because I believe life is not about tired but how we fight and survive through the rigors of life.

References

BIBLIOGRAPHY

Akifa P. Nayla, (2014). Complete Accounting for SMEs and Franchise. Yogyakarta: Laksana. Chrismastianto, Imanuel Adhitya Wulanata. (2017). “SWOT Analysis of Technology Implementation

Financial Against the Quality of Banking Services in Indonesiaâ€. Journal of Economics and Business Vol 20 No.1 Pages 134-136

Hadad, Muliaman D. (2017). Financial Technology (FinTech) in Indonesia. FinTech Public Lecture, IBS, Jakarta

Hubeman and Miles. (1992). Qualitative Data Analysis, Jakarta: University of Indonesia Press. Meilisa Salim et.al, (2014). Analysis of the Implementation of the Financial Inclusion Program in the Jakarta Region

Sugiyono. (2012). Quantitative Qualitative Research Methods And R&D. Bandung:

Alphabet.

West and South Jakarta (Studies on Micro Traders, Banking Agencies, Financial Services Authority and Bank Indonesia), [Thesis], Bina Nusantara University

Downloads

Published

21-07-2023

How to Cite

Agustina, A. (2023). The Influence Of Fintech On The Development Of Islamic Financial Inclusion In Msmes In Tanak Awu Village. Jurnal Ilmiah Ekonomi Islam, 9(2), 2531–2536. https://doi.org/10.29040/jiei.v9i2.8777

Citation Check

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.