Ciptaningtias, Arum Febriyanti, and Prima Ayundyayasti. “Assesing Mobile Banking Application: The Extended Unified Theory of Acceptance and Use of Technology (UTAUT)”. JURNAL ILMIAH EDUNOMIKA 10, no. 2 (June 30, 2026). Accessed August 17, 2026. https://www.jurnal.stie-aas.ac.id/index.php/jie/article/view/19938.