KAVIL, Moch. Ainol; MUGIYATI. DESAIN TIERED NISBAH BERBASIS RISIKO UNTUK PENURUNAN COST OF FUNDS PADA BANK UMUM SYARIAH. JURNAL ILMIAH EDUNOMIKA, [S. l.], v. 9, n. 4, 2025. DOI: 10.29040/jie.v9i4.18651. Disponível em: https://www.jurnal.stie-aas.ac.id/index.php/jie/article/view/18651. Acesso em: 26 dec. 2025.