Pengaruh Total Aset dan DPK Terhadap Pembiayaan Bank Mega Syariah Periode Tahun 2017-2021

Abstract

Total assets, Third Party Funds (TPF) and Financing are indicators of bank size, where the size of total assets and third party funds will affect the distribution of funds to the public. This study uses descriptive quantitative research methods using secondary data taken from the Monthly Financial Statements at Bank Mega Syariah Period 2017-2021 which have been audited and published in general. This study aims to determine and analyze the effect of Total Assets and Third Party Funds on financing in Bank Mega Syariah in 2017-2021. The analysis used in this study is classical assumptions and hypothesis testing with linear regression analysis. Total assets as a variable (X1), Third Party Funds as a variable (X2) and financing as a variable (Y). The results of this analysis use a significant level of = 0.05. Based on the T-test, the significant value on total assets is 0.000 <0.05, which means that total assets have a significant effect on financing, while the significant value on Third Party Funds is 0.777 > 0.05, which means that TPF has no significant effect on financing. Meanwhile, the F-test analysis shows that the significant value is 0.000 <0.05 which indicates that total assets and TPF have a significant effect on financing simultaneously (together).