Pengaruh DPK, NPF, FDR, CAR dan ROA terhadap Manajemen Likuiditas dalam Perbankan Syariah

Abstract

This study aims to explain the influence of Third Party Funds (DPK), NonPerforming Financing (NPF), Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR) and Return on Assets (ROA) on the risk of liquidity management at Bank Muamalat Indonesia, BNIS, BSM, and Mega Syariah banks in Indonesia. This research uses quantitative methods using secondary data obtained based on quarterly financial statements in the 2014-2018 period. The amount used is 80 data. Data collection techniques using the 2014-2018 quarterly financial statement documentation whose samples were Muamalat Indonesia bank, BNIS, BSM and Mega Syariah bank for sampling techniques using purposive sampling. Based on the research results obtained, shows that Non-Performing Financing (NPF) has a significant effect on liquidity risk, Financing to Deposit Ratio (FDR) has a significant effect on liquidity risk, Third Party Funds (DPK) does not have a significant effect on liquidity risk, Capital Adequacy Ratio ( CAR) does not have a significant effect on liquidity risk, Return on Assets (ROA) has no significant effect on liquidity risk.