Prawatiningsih D. EFFECT OF FINANCING TO DEPOSIT RATIO (FDR), OPERATING COSTS OPERATING INCOME (BOPO) ON FINANCIAL DISTRESS IN ISLAMIC COMMERCIAL BANKS IN INDONESIA. JAP [Internet]. 2022 Sep. 7 [cited 2025 Jul. 27];23(2). Available from: https://www.jurnal.stie-aas.ac.id/index.php/jap/article/view/6272