Prawatiningsih, Desty. “EFFECT OF FINANCING TO DEPOSIT RATIO (FDR), OPERATING COSTS OPERATING INCOME (BOPO) ON FINANCIAL DISTRESS IN ISLAMIC COMMERCIAL BANKS IN INDONESIA”. Jurnal Akuntansi Dan Pajak, vol. 23, no. 2, Sept. 2022, https://www.jurnal.stie-aas.ac.id/index.php/jap/article/view/6272.