Dampak Kebijakan Stimulus Perekonomian Nasional Pada Pembiayaan BPRS di Masa Pandemi Covid-19

Authors

  • Evi Ekawati Universitas Islam Negeri Raden Intan Lampung, Indonesia
  • Dinda Fali Rifan Universitas Islam Negeri Raden Intan Lampung, Indonesia
  • Nur Wahyu Ningsih Universitas Islam Negeri Raden Intan Lampung, Indonesia

DOI:

https://doi.org/10.29040/jap.v23i2.6683

Keywords:

BPRS, Covid-19, Economic Stimulus, Murabahah

Abstract

The COVID-19 pandemic has had impacts and challenges for the business, including the banking financial services industry. Economic activity tends to decline so that the Financial Services Authority (OJK) issues further policies by relaxing regulations in the banking sector to provide more space for liquidity and banking capital so that financial sector stability is maintained amidst the weak economy as a result of the COVID-19 pandemic. This study aims to analyze the impact of the implementation of the national economic stimulus policy on the performance of murabahah financing of Islamic financial institutions during the Covid-19 pandemic. This study uses a qualitative approach with data collection techniques through interviews and documentation. The results of the study indicate that BPRS X, BPRS Y, and BPRS Z in Lampung Province have been able to implement POJK No. 11/POJK.03/2020 concerning National Economic Stimulus as a Countercyclical Policy for the Impact of the Spread of Covid-19. However, only BPRS Z has not submitted periodic reports on the BPRS website on the implementation of POJK No. 11/POJK.03/2020 concerning National Economic Stimulus as a Countercyclical Policy for the Impact of the Spread of Covid-19. This can be interpreted that the BPRS is able to implement several indicators of the National Economic Stimulus as a Countercyclical Policy for the Impact of the Spread of Covid-19.

References

Bidari, A. S., & Nurviana, R. (2020). Stimulus Ekonomi Sektor Perbankan Dalam Menghadapi Pandemi Coronavirus Disease 2019 Di Indonesia. Legal Standing : Jurnal Ilmu Hukum, 4(1). https://doi.org/10.24269/ls.v4i1.2781

Budiyanti, E. (2020). Dampak Virus Corona Terhadap Sektor Perdagangan Dan Pariwisata Indonesia. Kajian Bidang Ekonomi Dan Kebijakan Publik, XII(4).

Gojali, D., & Arifin, L. (2020). Penerapan Akuntansi Murabahah Di Tengah Pandemi Covid-19: Implementasi Kebijakan Stimulus Perekonomian Nasional. AKSY: Jurnal Ilmu Akuntansi Dan Bisnis Syariah, 2(2). https://doi.org/10.15575/aksy.v2i2.9797

Kholiq, A., & Rahmawati, R. (2020). Dampak Implementasi Restrukturisasi Pembiayaan terhadap Likuiditas Bank Syariah pada Situasi Pandemi Covid-19. El-Barka: Journal of Islamic Economics and Business, 3(2). https://doi.org/10.21154/elbarka.v3i2.2472

Korzeb, Z., & Samaniego-Medina, R. (2019). Sustainability performance: A comparative analysis in the polish banking sector. Sustainability (Switzerland), 11(3). https://doi.org/10.3390/su11030653

Malik, K., Meki, M., Morduch, J., Ogden, T., Quinn, S., & Said, F. (2020). COVID-19 and the future of microfinance: Evidence and insights from Pakistan. Oxford Review of Economic Policy, 36. https://doi.org/10.1093/oxrep/graa014

Ningsih, M. R., & Mahfudz, M. S. (2020). Dampak Pandemi Covid-19 Terhadap Manajemen Industri Perbankan Syariah: Analisis Komparatif. Point, 2(1). https://doi.org/10.46918/point.v2i1.576

Otoritas Jasa Keuangan. (2020). Peraturan OJK Nomor 48/POJK.03/2020 tentang perubahan atas Peraturan Otoritas Jasa Keuangan Nomor 11/POJK.03/2020 Tentang Stimulus Perekonomian Nasional sebagai Kebijakan Countercyclical Dampak Penyebaran Coronavirus Disease 2019. Peraturan OJK Nomor 48/POJK.03/2020, 53(9).

Pamikatsih, M. (2020). Model Kebijakan Relaksasi Pada Anggota Pembiayaan BMT Tumang Kantor Cabang Sukoharjo. Endocrine, 9(May).

Sutra Disemadi, H. (2021). Stimulus Kredit Perbankan: Kebijakan Penanggulangan Risiko Kredit Akibat Coronavirus Disease 2019 (COVID-19) di Indonesia. Jurnal

Downloads

Published

2022-11-05

How to Cite

Ekawati, E., Rifan, D. F., & Ningsih, N. W. (2022). Dampak Kebijakan Stimulus Perekonomian Nasional Pada Pembiayaan BPRS di Masa Pandemi Covid-19. Jurnal Akuntansi Dan Pajak, 23(2). https://doi.org/10.29040/jap.v23i2.6683

Issue

Vol. 23 No. 2 (2023): JAP : Vol. 23, No. 2, Agustus 2022 - Januari 2023

Section

Articles

Citation Check

License

The copyright of the article fully belongs to the Jurnal Akuntansi dan Pajak and publishing rights belong entirely to LLPM STIE AAS Surakarta 

 Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.