Rahadjeng, Erna Retno, Sudarmiatin Sudarmiatin, and Agus Hermawan. 2021. “The Influence of Financial Technology on the Financial Performance of MSMEs in Malang”. International Journal of Economics, Business and Accounting Research (IJEBAR) 5 (4). https://doi.org/10.29040/ijebar.v5i4.3827.