Santoso, Rudi, Diana Putri, and Ira Puspasari. 2026. “AI-DRIVEN DECISION SUPPORT FOR SME DIGITAL TRANSFORMATION AND FINANCIAL RESILIENCE: EVIDENCE FROM EAST JAVA, INDONESIA”. International Journal of Economics, Business and Accounting Research (IJEBAR) 10 (3). https://doi.org/10.29040/ijebar.v10i3.20026.