NAINGGOLAN, Romauli; CHRISTIANI, Natalia; TUNGKA, Novalita Fransisca. LEVELS OF FINANCIAL LITERACY IN TERMS OF THE ETHNICITY, GENDER, RELIGION AND LOCUS OF CONTROL OF COLLEGE STUDENTS. International Journal of Economics, Business and Accounting Research (IJEBAR), [S. l.], v. 5, n. 3, p. 2723–2733, 2021. DOI: 10.29040/ijebar.v5i3.3054. Disponível em: https://www.jurnal.stie-aas.ac.id/index.php/IJEBAR/article/view/3054. Acesso em: 1 jul. 2025.